Expat Families Flee Hong Kong After Double Whammy of Virus, Protests

After a decade and a half in Hong Kong, New Zealand native Ian Jacob is calling it quits. The owner of a construction-materials company, Jacob and his wife were worried last year about the political unrest, especially after the temporary suspension of schools. “We watched as the situation got worse and worse,” he said.

With classes suspended again amid the coronavirus outbreak, the prospect of more home schooling for their 10-year-old daughter pushed them to take refuge in Auckland, New Zealand. Jacob said they’ll be moving back there for good once the school year ends in Hong Kong.

“It’s just becoming an unstable environment to raise a child in,” he said.

The debate about leaving Hong Kong — which began for many expats during the unrest last summer and fall — has taken on a greater urgency with the spread of the virus, which has claimed more than 1,800 lives globally, and caused many companies in the financial hub to require employees to work from home. Critics accuse Chief Executive Carrie Lam’s government of mishandling the latest crisis compared with Singapore, which has kept schools open.

An exodus by expats like Jacob could further damage an economy already reeling from the unrest and the virus, with visitor numbers plunging and unemployment rising.

Hong Kong residents who come from elsewhere play outsized roles in finance, law and other service industries that make the city a global business capital. About 690,000 foreigners and non-Hong Kong Chinese live in the Special Administrative Region, accounting for about 9.5% of the population, according to the 2016 census.. Half were from the Philippines and Indonesia, the main sources of domestic helpers; the former colony also had about 35,000 Britons and 14,800 Americans.

The city’s population at the end of 2019 fell 0.1% from the midyear count, the first decline in almost two decades, according to government data released Tuesday. There was a net outflow of Hong Kong residents — excluding one-way permit holders from mainland China — of 29,200 in 2019, compared with a net inflow of 23,000 in the 12-month period ending in the middle of 2019.

Though there are no statistics on the number considering permanent moves, there is growing anecdotal evidence of a shift in sentiment among expats. Relocation companies are seeing a spike in inquiries about overseas moves with growing predictions that the political stalemate will lead to more instability.

Grim Outlook

As the city combats the virus outbreak, the political situation “could well worsen in the days and weeks ahead,” risk consultancy Steve Vickers and Associates said in a report released Feb. 11.

There were at least 62 confirmed cases of the virus in Hong Kong as of Feb. 19, fewer than in Japan or Singapore, and two deaths. That’s enough to create widespread fear. Many employees are working from home and many restaurants are struggling. Panic buying has emptied supermarkets, with bare shelves where toilet paper and hand sanitizer used to be.

Links International Relocation Ltd. had a 45% increase in inquiries about moves in the second week of February compared with a year earlier, said Patrick O’Donnell, the company’s Hong Kong-based managing director. The government’s announcement on Feb. 13 that schools would remain closed until mid-March — at least — will likely prompt more families to relocate, he said.

Typically the peak season for overseas moves is in June, yet springtime already is starting to look busy, said Timothy Tao, Hong Kong-based director of business development with relocation company Asian Tigers Group. Inquiries have jumped in the past month, he said.

Robert Chipman, Asian Tigers Group Hong Kong CEO, said in an interview with Bloomberg Television Wednesday that while there’s strong demand for moves from Hong Kong, there is almost no interest in relocations to the city. He’s been in his position for almost 20 years.

“I’ve never seen anything like this,” he said.

Permanent Damage?

Hong Kong is at risk of an exodus that could threaten the city’s global status, the heads of the local British and French chambers of commerce warned in a Feb. 12 letter.

“If the specific needs of international schools cannot be rapidly addressed, this will very likely trigger decisions of families (not just expatriates) to leave Hong Kong in the coming weeks,” wrote Rebecca Silli and Peter Burnett, chairs of the French and British chambers, respectively. “This would also have dramatic consequences on the international schools’ financial position, even to the point of putting at risk the continued operation of some.”

Still, many businesses and families are staying put, saying they’re confident Hong Kong will remain a hub for multinationals. Among the optimists is two-decade resident Donna NguyenPhuoc, a partner with Sparq Capital, which works with family offices to co-invest in such industries as technology.

“A lot of people who are planning to move haven’t been in Hong Kong enough to see how resilient Hong Kong is,” she said. “If you have been here long enough, you realize Hong Kong will push through this as it has before.”

Other families are going elsewhere at least temporarily, as they wait to see what happens next.

Insurance industry executive Ruth Lu, who has children ages 7 and 11, has rented a house with a pool on the Thai island of Koh Samui while schools are closed. “We don’t even need to wear masks,” she said.

A native of China’s Jiangsu Province who has lived in Hong Kong for more than 20 years, Lu has no immediate plans to move but the unrest has soured her on the city. “It’s not the old Hong Kong like when I first arrived,” she said.

Several bankers interviewed by Bloomberg, who asked not to be identified because they were not authorized to comment, said they had moved abroad with their families at least until the outbreak subsided and have postponed making longer-term plans.

About three-fourths of the families with children at Chinese International School, a popular private school with more than 1,530 students, have provided information on their whereabouts, and about 20% of those reporting are outside Hong Kong, according to the head of the school, Sean Lynch. That’s understandable, he said, because the closure announcement came during Chinese New Year, when many families already were away from home.

Waiting, Watching

Some families aren’t counting on schools reopening next month. Betty Lai, born in Hong Kong, raised in Canada and married to a Briton, has gone to the U.K. and enrolled her two young children in schools in Suffolk, England. Her husband, a recruiter, can work from London so the family plans on living there for now.

“We may end up staying for good if the situation in Hong Kong hasn’t settled by summer,” she said.

Departures that become permanent could hurt the city’s competitiveness, according to Tara Joseph, president of the American Chamber of Commerce in Hong Kong. “Once talent is lost from Hong Kong, it will be very hard to get it back,” she said.

— With assistance by Bei Hu, Manuel Baigorri, Sheridan Prasso, Vinicy Chan, and Natalie Lung

(Post Credit: www.bloomberg.com)

Cheapest European countries for expats

Is Europe calling you this year? We’ve pulled together some of the cheapest places to live in Europe.

This varied continent has long been popular for travellers and expats alike. However, not all European countries once popular with expats offer the same experiences today. Don’t get us wrong – they’re still great places. But if you’re after somewhere to live, you might like somewhere more local – and affordable.

Before you dive into our list, remember that the cost of living shouldn’t be your sole guiding factor. All places have their own unique flavour. It’s important to know what kind of experience you want before unpacking your suitcase.

Portugal

This country is famous for good food, beautiful beaches, a relaxed lifestyle, and affordable living. The capital city Lisbon is one of the top relaxation destinations for travellers to Europe.

On average, a meal at a standard restaurant will cost €7.50. Kitchen staples like milk and bread are a low €0.60 and €1.10 respectively. A one-bedroom apartment is an average €430, with combined utilities sitting at around €92 a month. While the average salary is a bit lower than some other countries in the region at €798, it’s still affordable living. And what a location!

While you could pitch your tent in Lisbon, we recommend Braga. One of the oldest cities in Portugal, it’s particularly rich in history and culture. It also has a university, giving the town a lively buzz year-round. In saying this, there are fewer tourists and living is a little cheaper – you could pay as little as €290 a month for rent.

Slovenia

This Central European country became an independent country in 1999. It boats a stunning and pristine natural landscape of forests, mountains, and lakes. It also has 29 miles of Mediterranean coastline.

An average meal out is €7. Staples like milk (€0.87) and bread (€1.04) are cheap. Rent will cost €335 a month for a one-bedroom place. The average salary is €1,041.

Bled is the ultimate for nature lovers and those with a taste for adventure. It’s only hitting the tourist radar now, despite being right in the heart of this country’s beauty. Bled is famous for its lake. It also has wildlife like bears, wolves, and lynx. It might cost you as little as €100 a month to find a place to live. If you’re lucky, you’ll get a view of Bled Castle on its cliff edge.

Just 45 minutes away is Ljubljana, the capital city. Don’t let its difficult-to-pronounce name put you off. Olive groves, ski resorts, and the beach are all nearby. While it’s slightly above average cost, it’s still completely affordable. And you’ll be right in the heart of the Slovenian action!

Spain

Spain has long been a popular expat destination, and for good reason. This large country has a lot of history and culture. Whether you want a big city, a beach, or a walk in the mountains, you’ll be able to find it in Spain.

Eating out will cost you an average €10 per meal, and milk and bread will be less than €1. Average rent is €460 for a one-bedroom place out of the city centre, with monthly utilities averaging €116. If you earn the average salary of €1,243 after tax, that’s certainly doable!

Granada is a vibrant city with plenty of action. It’s popular with ERASMUS exchange students around Europe because it’s cheap. The international student population is also part of its liveliness. In Granada, monthly rent will be about €368 and you might enjoy an above-average salary of €1,288.

For expats particularly conscious of your wallet, have a look into Cádiz. This is the oldest continuously inhabited city in Europe, with archaeological remains that date back 3,100 years. In Cádiz you’ll pay average €300 for a one-bedroom place out of the centre. Though the salary is a little less than the country’s average, so is the cost of food.

Croatia

Croatia is becoming a popular tourist destination, and as such it caters well to people from all over the world. The Dalmatian coast stretches along its borders. Inland there are stunning forests and lakes. You’ll also find the locals friendly and the prices affordable.

A meal out in Croatia will cost you an average 50 kuna (kn). Milk and bread are just under 6 kn. For a one-bedroom apartment out of the centre, you might pay 1,823 kn. The average salary is 5,545 kn. €1 will buy you approximately 7.41 Croatian kuna.

One place for expats to head is Zagreb. This buzzing, inland city is the perfect base for exploring Croatia’s major tourist destinations and the surrounding countries. It also sits a little below average living cost.

Bulgaria

Another Balkan country, Bulgaria is even less known but just as beautiful. With as little as €1,000 you can enjoy a very high standard of living. Some say it’s even better than more expensive countries famous for good living, including Sweden and Switzerland.

Varna and Sofia are two of the best cities for expats. With good food, outdoor activities galore, and friendly people, it can be a great place for expats to set up base.

The currency they use is the Bulgarian lev, which is approximately 1.96 lev to €1. With meals at an average 10 lev, an apartment out of the city at 361 lev, and an average salary of 975 lev, you’ll have plenty left to spend on exploring.

Italy

Not all of Italy is going to be cheap! But this beautiful country, rich in culture, history and romance, does have affordable places.

On average, milk costs €1.12 a litre, and bread costs €1.52. For an average size one-bedroom apartment outside of the city centre, you’ll pay €449 a month with basic utilities coming in around €144. With an average monthly salary of €1,398, that’s not bad.

The region of Abruzzo is also a great choice. If you’re after the Tuscan lifestyle at an affordable price, this is the area for you. You’ll have access to the Adriatic coastline as well as mountainous regions. You’ll be near Florence, but without the hordes of tourists. With a one-bedroom apartment in the city of Pescara averaging at €416, it’s worth checking out.

Tips for moving to Europe

Now that you’ve got some affordable destinations, here are some tips for moving to Europe.

• Many countries have both expensive and inexpensive cities. Sometimes you need to find a balance. Everything costs more in tourist areas, while cheap places might be a bit too off the path. Ultimately, the place you decide to live should be influenced by your priorities.
• Do some background research about the country you want to move to. This includes aspects like housing, jobs, public transport, environment, and local culture.
• Many countries in the EU will have similar entry requirements, but there are some differences. Factors that will determine your entry requirements include the country you’re from, where you’ve travelled recently, how long you want to stay, and what you plan to do while there.
• Make sure you have a valid passport and any of the paperwork or documents needed to get in!
• Make your move easier by researching how to move! We’ve put together some useful moving and packing tips to help you, as well as expat guides. You should also check out our tips on ways to save money when moving.
• Consider using a relocation consultant, especially if you’re moving a long way or plan to ship a lot. Consultants can advise you on the cheapest options and give you relocation tips.
• If you want to compare the cost of living in different cities, head over to Numbeo. That’s where we’ve got all our figures from.

Keen on moving to Europe? We can help you make your move with our relocation services.

Explore Singapore  – the top eight spots for 2019

The Lion City is one of the most vibrant and singular islands in the world. This city-state is a multicultural hub that blends tradition and modernity like nowhere else. We’ve drawn on our Singapore-based office to bring you top spots for 2019 that will get you moving in Singapore – if not moving to Singapore.

Gardens by the Bay

One of the most famous images of Singapore is the otherworldly Supertrees and biodomes of the Gardens by the Bay. They’re famous for a reason. The architecture is stunning. The botanical displays are breath-taking. Head up to the Cloud Forest and you’ll see what we mean. There are also seasonal displays – including Tulipmania, Blossom Beats, and Orchid Extravaganza.

There are actually three gardens, nearby but crossing the river banks. It’s easy to make a day of it, especially with a range of restaurants and cafes to keep your energy up. And don’t forget to look out for events and festivals that are sometimes hosted here.

Lau Pa Sat

Image credit: https://commons.wikimedia.org/wiki/File:Roof_of_Lau_Pat_Sat,_Singapore.jpg

Singapore loves its food. If you do too, you need to visit this large, covered food court. While there are many hawker centres around the city selling delicious but affordable street food, Lau Pa Sat is the central place to visit. A huge range of different cuisines are housed beneath the roof of this historic building.

As a side note, foodies should look out for the Singapore Food Festival. This runs from 12 to 28 of July. The festival showcases Singapore’s rich food culture and runs throughout the city. One of the highlights is the 50 Cents Fest in Chinatown. Everything costs – just like the name suggests – a mere 50 cents.

Sungei Buloh

Image credit: https://www.flickr.com/photos/joxeankoret/25255668446

There are still areas of wilderness on this cultivated island, and Sungei Buloh is one. This wetland reserve offers 87-hectares for nature lovers to explore. You can go hiking, picnicking, bird-watching, or keep an eye on the water for estuarine crocodiles or water monitors. Remember to take sunscreen and plenty of water.

Really Really Free Market

Image credit: https://it.wikipedia.org/wiki/File:Really_Really_Free_Market_DC.jpg

Singapore has a reputation for its shopping and consumerism, and for being expensive. If you want a break from this, why not head to the Really Really Free Market? This initiative focuses on sharing, and aims to build a caring community. Started in New Zealand, it’s made its way over to parts of Asia.

Everything at this market is free, and it’s not restricted to objects like food, books, or jewellery. It also includes services and skills, like haircuts, massages, and musical performances. Everything is offered for free – and you, in turn, are free to offer your own items or skills. Their Facebook page has all the details.

Haw Par Villa

Image credit: https://commons.wikimedia.org/wiki/File:Haw_Par_Villa_-_lake_with_pavilion.jpg

Once known as the Tiger Balm Garden, this weird little theme park isn’t quite like anything else. Haw Par Villa features scenes from Chinese folklore. More than 1,000 vivid statues stand frozen in some of the most unexpected scenes.

The “Ten Courts of Hell” is one of the highlights, depicting the various punishments Hell has to offer. Keep an eye out for demons stabbing loan sharks with pitchforks. In 2019, the villa is open from the start of March.

Singapore Zoo

This well-stocked zoo has animals from all over the world, kept and cared for in large enclosures. Jurong Park is also located nearby for avian fans. One of the highlights of this zoo is the Night Safari. Most of the animals are resting during the day. It can get hot (and very few of them have air conditioning like you will).

Marina Bay Sands

Another iconic structure, it’s worth visiting Marina Bay Sands for the views alone. If you visit at night, you’ll also have two chances to view a stunning 15-minute light show. This is also a great spot to cool off after exploring the island – a pool runs right along the edge of the roof. It’s connected to the hotel, but you don’t need to book a room to take a swim.

The rooftop bar also offers a great place to take in the city at night. You don’t have to go to the famous Raffles Bar to enjoy a Singapore Sling. Order the city’s signature cocktail here and sit back, taking in the view.

Sentosa Island

Are you not entertained? Visit Singapore’s self-proclaimed “State of Fun.” This resort island is home to the S.E.A. Aquarium, Universal Studios, and the Tiger Sky Tower, as well as plenty of shopping. You can actually walk there, or if you’re after something more scenic why not take the cable car?

This is, of course, an island, so if you fancy a day at the beach you’ll be able to find one here. While you won’t be able to enjoy a quiet, solitary stroll, there’s plenty of sand and sun to stretch back on.

Make the move to Singapore!

If these places have helped persuade you to make the move, get in touch with us now. We can help you get ready and provide a relocation quote. You can also check out our moving checklist Singapore to help you plan.

Digital nomads – how to become one?

We live in a highly mobile world connected by technology. It’s created the perfect environment for a new breed of workers – digital nomads.

The term has been around for a few years and most people are familiar with it. It often brings to mind someone relaxing on an exotic beach, tablet in one hand and martini in the other. This hip millennial lives lights and carries all they need with them, as they travel the world on an online up-and-get-‘em freelancing income and a diet of multicultural, once-in-a-lifetime experiences.

This idealised image may be grounded in truth, but it’s often far from the case.

And as technology, tourism, and work cultures continue to change, the place digital nomads hold is beginning to shift.

What is a digital nomad?

A digital nomad is someone who uses modern technology to work from different locations. It’s different from remote working in that the “classic” nomad is self-employed. They’re often freelancers and entrepreneurs, running their own small businesses.

This often means flexibility of working hours and location. This is key because it allows people to work from anywhere, just as long as they have power points and WiFi. Digital nomads tend to use the freedom of their work style to travel the world. Without responsibilities like rent and bills, nomads can put their resources into funding ongoing travel.

Internet connectivity is key to this lifestyle. It’s the primary way to communicate and gain clients. As mobile technologies improve, this lifestyle has become more accessible to more people.

The services these workers offer tend to be digitally-focussed. This is partially because it’s often not necessary to be in the same room as clients for this work, and often the work is smaller projects. Common nomad jobs are website developers, copy writers, social media marketers, and digital creatives doing work like video production.

However, this digital nomad ideal is no longer as unique as it once was. The increasing accessibility means more people are doing it. More businesses are seeking freelancers over permanent employees to fill the gaps.

It’s also led to a rise in businesses offering their permanent employees the option to work remotely. According to Forbes, the number of people who’ve quit their employment because of a lack of flexibility has nearly doubled in 3 years. It’s risen from just 17% in 2014 to 32% last year. It seems a trend that’s likely to continue. Flexible working is not the unique thing it once was.

Living as a digital nomad

Some of the pros

The biggest drawcard for the nomadic life is the flexibility. Being your own boss means you can arrange your own schedule. You can set aside the morning for work, then spend the afternoon doing whatever leisure activities take your fancy.

To some extent, you can also pick the kind of work you do. You have the option to choose your clients. It can be much easier than travel and work under the old-fashioned work visas. With them, the job you’re able to get heavily depends on a job market in a single city. In the digital world, you have a global market.

Someone organised will find it’s possible to travel the whole world with just a backpack and a smart device. Especially if they can find somewhere where the cost of living is low. Southeast Asia has done well as a digital destination, as have some countries in Eastern Europe. Many of these were already popular tourist destinations and have done a great job of cashing in on the convergence of tourism and technology. Ukraine is one thriving example.

But ask any digital nomad about their lifestyle and you’re bound to hear it’s not as fancy-free as it may seem.

Challenges of the lifestyle

Anyone who’s traveled knows how difficult it can be to keep organised – and that’s just when you’re on holiday. Add in remote work challenges like tracking projects, balancing deadlines with travel, and managing multiple clients across different time zones, and it’s a whole different game.

This is on top of the normal challenges of self-employment. You don’t always have the financial security. Even without financial responsibilities like rent and bills, there’s costs like food, transport, and accommodation. If you’re on a low budget you might be staying in cheap hostels, but that gets tiring. A serviced apartment can be a great option, but that lightens the wallet. Budgeting is crucial.

Life administration is still necessary, and more effort is needed to get paid. You’re responsible for your own invoices and tax declarations.

Travelling also poses its own risks and uncertainties. You’re dealing with different cultures and local rules. You have to find your own way around unfamiliar cities. And you need to find a reliable WiFi connection.

The digital nomad lifestyle tends to be a temporary way of life. It can be exhausting travelling around constantly and not having a place to call home. Plenty of blogs online share stories of those who’ve abandoned the nomadic life. Some have even found the lifestyle unproductive.

Becoming a digital nomad

For many people, the benefits outweigh the challenges – especially as a short term way of living and traveling the world.

Although it sometimes seems like a fad that’s dying out, there’s never been a better time to be a digital nomad. We’re not saying it won’t be a challenge, but if you’ve got the drive and stamina, it’s worth a go.

There’s plenty of advice on how to become a digital nomad all over the internet. You can often find forums and websites focused on the kind of work you do, or the locations you want to visit. It’s always worth looking for communities and people who’ve done it before.

Earlier this year Forbes put together a great article on being a digital nomad. One of their key pieces of advice for newbie nomads is to define what success looks like for you. If you’re setting your own schedule, you can also set your own priorities and make sure work and personal life align.

Another key tip – if you’re taking the freelancer route – is to build up a base of clients before you start the nomadic lifestyle. Budget sensibly and work out your minimum income requirement. Develop good relationships, get longer-term work, and grow your reputation.

Finally, be careful not to take too much with you. If you’re travelling around a lot, you don’t want to be burdened with unnecessary items. Our packing tips for moving might help, but so might choosing a bag you can carry on your back and only filling that.

Just don’t forget your laptop. Or tablet, smart phone, or other mobile digital device.

Useful Things For Expats To Bring When Moving Abroad

A little while ago we put together a guide on what to pack and leave when moving overseas. It covers a broad range of items to consider as you plan and pack. Here, we’re honing in on the top things to bring when moving abroad. We also have a few suggestions of what to be aware of.

You’ve researched the expat guide for your new country. You’ve found the best shipping company and chatted to a relocation consultant. You’ve read up on moving and packing tips and filled your boxes. Now it’s time to make sure you have a few specific items to hand for your international move.

A smart phone

Small, pocket-sized computers have changed the world. And they can make things so much easier as you settle into a new country. As long as you have WiFi, you can make any last-minute calls or emails from the airport when you leave and arrive. You also have easy access to friends, family, and the wealth of knowledge on the internet.

This can come in especially handy if you have to navigate around your city, look for work, or do research as you set up your new home. If your new country speaks a different language, a smart phone will be an extra bonus. All kinds of apps are available to help travellers and expats settle in.

Plus – you’ll have a camera right in your pocket. That’s a quick and easy way to capture the interesting things you’ll see. It’s also an easy way to share your experiences.

One thing to keep in mind is the kind of phone you have. There are two types of phone network – CDMA and GSM. If you have a phone made for one type of network, it usually won’t work on the other. Some countries only use one network. Before leaving, you should also check if your smart phone is locked. While phones can be unlocked overseas, it’s much easier to do this beforehand with your provider’s help.

A power pack

Your smart phone won’t be any good if it runs out of battery. A small travel power pack will make sure you can charge it, even if there are no power point around. Or if your chargers don’t match your new country’s power sockets.

Before you make this worthwhile investment and put it in your hand luggage, check regulations for the country you’re going to. There are some restrictions for the size of power pack that can be taken in carry-on. In most cases, it should be fine in your checked luggage.

Just make sure you keep your power pack charged…

Some personal items

Culture shock and home sickness can be quite real. It doesn’t matter if you’re moving into a completely new culture or just shifting to a new location. You may still experience it whether you’ve set off on a solo adventure or moved with your entire family. In a new place, those familiar frameworks and everyday things you’ve taken for granted will change. It can be disorienting.

That’s why taking some small, personal items can be invaluable for coping with culture shock. They’ll help ground you when you feel a bit lost or disoriented. It can be like having a little piece of home in your hands.

We suggest you don’t take too many large items, as they can use up a lot of space. But a few objects with real meaning will make all the difference.

A travel towel

If you’re familiar with The Hitchhiker’s Guide to the Galaxy, you’ve probably already got a towel in your luggage. If not, think about investing in a small towel. Microfibre travel towels pack down small, are light, and dry quickly.

In a pinch, they can be used as a blanket. If you’re delayed on your journey, you can freshen up in the bathrooms. If you’re in temporary accommodation while you’re looking for a place to live (try navigating Hong Kong real estate!) you may not have “real” towels. You’ll be grateful to have a way to clean and dry yourself to hand!

Light entertainment

Remember those films and TV shows with an airport scene? The traveller’s parent or friend rushes off at the last minute to buy them a handful of trashy mags or a thriller paperback. We may have in-flight entertainment these days, but you may still be spending a lot of that time on the plane. Alternatives can be welcome.

Books, kindles, tablets, sudoku, puzzles, magazines, cards, and small games are all small, light-weight options.

Some easy, light entertainment is also great to have when you arrive. There will be moments when you need something to distract you, help you relax, or fill in time. If you’re moving somewhere where they don’t speak your first language, you may struggle to find a book or similar entertainment. Pack the language in your bag before you leave.

There’s always light entertainment to be found on your phone in the form of games and apps. However, don’t underestimate the grounding power of a simple, physical object. You also don’t need to worry about powering it up.

Your favourite sauce

Got a favourite type of sauce? Another favourite condiment? There’s every chance it will be harder to get – or more expensive – in your new home. If you’re able to pack it, pop some in your bags.

This applies to other types of packed and sealed foods of course. There are bound to be things you love that won’t be readily available once you arrive.

You may like to check customs laws first. While most packed goods are fine in most countries, fruit and vegetable products are sometimes problematic. There may also be limits to how much of different products you’re allowed to take over borders with you.

It’s inevitable that you will run out of your favourite food. When that happens, just look for an expat food store.

Your favourite clothes

If you have a particular style, or a favourite item of clothing, take it with you. You may not be able to find what you’re after in your new home. Clothing sizes and styles can vary a lot between countries. You’ve probably also got a few favourite clothes or jewellery you love and don’t want to leave behind.

If you’re moving to another country with a completely different culture, do be aware of what you wear. There are some things that may be inappropriate in some situations. A little bit of research, observation, and some hints from expat articles or forums, can help.

We also suggest packing business-casual clothes. You can always buy some, but it’s good to have something for your first couple of days at work. If you don’t yet have a job, you’ll have interview outfits sorted. Don’t have to wear business-casual for your job? There are still plenty of times when semi-formal wear will come in handy!

Are there other things you’re thinking of taking with you? Why not check out the Independent’s list of bizarre things banned around the world.

An Expat guide on how to save money abroad

Living overseas can change your life. A new country is a chance to discover and explore new things you couldn’t have done if you’d stayed at home. However, actually moving and settling in can be daunting – and sometimes expensive. Our pointers on how to save money abroad are aimed at smoothing out the process, making sure you can pay the bills and even have money left over.

Saving money will decrease some of the stress that can come with relocating. It’ll also allow you more financial freedom to enjoy the opportunities that come with being an expat. Really want to go to that festival? Try that weird local dish? Take language lessons? These tips will help.

Pack smart

Knowing what to bring with you can make a huge difference. In some countries it might be worth bringing across furniture because it can be expensive to buy. In other cases, the cost of buying new or second-hand furniture is more affordable than shipping. Electronic items and clothing are also items you may be able to save on.

There are also plenty of savings to be found in the packing and relocation process. Check out some of our top packing tips and our expat guide for ideas.

Manage your overseas accounts

Banks have lots of little fees hiding in the margins. A big one is fees for overseas transactions. If you need to contact your bank while overseas, that can be an additional cost (and stress).

Before you leave your country, go into a branch of your bank. Outline your plans, and they’ll be able to advise you for the best way to manage your accounts while overseas. They may also have extra advice or services – like cheap currency exchange, travel cards, or partner banks.

Secure a job

Ok, this sounds obvious. But a little background research before you set off can go a long way. The sooner you have a job, the less you have to worry about money.

Find out how your skillset matches the needs of the country you’re moving too. Hong Kong, for example, has an international talent list. People with the skills on this list will find it much easier to get a job (and a visa). You can also contact recruitment agencies with your CV. If they can’t find you something before you arrive, you’ll be on their books and ready to start once you’re there.

If you can get a job before you go, your employer may also pay for some of your visa costs. They may even contribute to other relocation costs.

Get tips and advice from those in the know

If you’re looking to save money abroad, find the people who’ve already done it. The first point of call is any friends or family who have moved abroad before – especially if they’ve moved to the country you’re heading to. Draw on all your social networks. Don’t be afraid to broadcast on social media!

Employers and colleagues are also a great source of information. Often they’ll be happy to help you find your feet, cost-saving tips included. In many cases employers will have existing relationships or deals with companies. Check out your employment package and take full advantage.

Another great source of inspiration and advice is expat communities. A simple search in Google will probably turn up some online forums or social media groups. Some of these may also meet up in person. These can be a great chance to make new friends as well as get cost-saving tips.

Some areas you may be able to get great cost-saving advice include: housing, healthcare, schooling, transport, living costs, and food.

Be flexible with your accommodation

If you have some wiggle-room with where you’ll live, you can probably find a good deal on accommodation. Some locations and building types will be cheaper than others. Background research can shed some light on what will work best for your situation. If you contact a rental agency or landlord before moving, they may be willing to provide cheaper rates or discounts if you sign an advance agreement.

If you don’t want to plan too far ahead, consider a serviced apartment when you first arrive. These are often a great option when you first arrive. They’re fully-furnished and ready to move into. This can allow you to scope the city at your leisure, looking for the perfect place at the best price. It also gives you time to research other household or living costs – like utilities, council fees, and transportation.

Turn to tech

There are some great finance apps out there. If you struggle with saving, sticking to a budget, or just tracking what you spend, an app could be just what you need. Right there on your phone, they’re just a click away if you need some advice. This also make it a lot easier to stick to your goals.

Have a browse through the best financial applications to find something to suit you.

Shop around

Whatever it is, research and look at your options before buying. Whether its finding the best price for a bed or the cheapest supermarket, don’t be afraid to compare prices. You may have known all the cost-cutting corners in your home country. Now it’s time to start learning a new set!

Typhoon information for Expats

As Super Typhoon Mangkhut moves across Asia, countries are issuing emergency alters and evacuations. If you’re considering or in the middle of relocation insurance is probably on your mind.

Mangkhut is the equivalent of a category 5 hurricane, and has already become 2018’s strongest storm with wind speeds of 285 kmph (180 mph). A second typhoon, Barijat, is following as it storms across east and southeast Asia. A lot of expats who come from western countries just won’t have experienced anything like this.

What is a typhoon?

A typhoon is a tropical storm – the same as a hurricane or a cyclone. Officially, they’re all called tropical cyclones.

Storms in the western Pacific Ocean or Eastern Hemisphere are called typhoons. Those in the Atlantic and eastern Pacific of the Western Hemisphere are called hurricanes. Cyclones are the tropical storms from the South Pacific and Indian Ocean.

Once a tropical storm reaches sustained winds of 120 kmph (74 mph), it’s classified as a hurricane, typhoon, or tropical cyclone (depending on where in the world the storm originates).

A typhoon is caused by existing weather disturbances, warm tropical oceans, moisture, and generally light winds. If these conditions last long enough they can combine to produce violent waves, rains, winds, and floods. Over the past forty years, typhoons in China and Southeast Asia have been becoming much stronger.

Interested in the history of the biggest typhoons around Hong Kong? Have a look at this table from the Hong Kong Observatory.

The Independent has put together some advice for travellers here.

What to do during a typhoon

Before the typhoon

• Be prepared to not be able to leave your house. Make sure you have clean water stored, not just on tap, and that there is plenty of food available.
• Don’t rely on the electricity staying on. Make sure food is cooked, phones are fully charged, and you have battery-powered flashlights and candles.
• Keep up to date on the latest weather reports and follow any advice.
• Makes sure you know who the national and local organizations who manage disaster response are.
• Check in with any friends or family to let them know you’re safe. Check that they are preparing as well.
• Secure any valuables in higher areas of your house. It’s possible there may be floods.
• Secure windows, doors, and anything outside like trampolines or kennels.

During the typhoon

• Stay inside your house and keep up to date on weather reports.
• Be aware that electricity and communications systems may go down.
• If you don’t have safe drinking water, boil anything for at least 20 minutes before drinking it.
• Don’t walk through floodwaters as they can pose risks, including being swept away.
• If you need to evacuate, turn off your electricity first. Evacuate calmly and listen to the advice of officials.

You can read an article with more information about preparing for typhoon season in Hong Kong here.

What happens with relocation during a typhoon?

We check in with our moving teams, storage facilities, and active shipments. And we keep a close eye on the weather report and official advice. Although shipping ports are open 365 days a year, they do stop when natural disasters like a typhoon pose a threat.

Almost all insurance won’t cover acts of god. This includes moving company insurance and typhoons. We take a lot of care to make sure our staff and any shipments we have are secure and safe and we follow all official advice.

Once the typhoon has passed, we can take stock and continue shipment. If there are any delays, we’ll always advise our customers.

Changes could make it more difficult for expats to work in Singapore

Finding a job in Singapore as an expat can be difficult. It’s a competitive market to begin with, and increasingly the country is focused on prioritising locals.

The number of foreign workers in Singapore dropped by 32,000 last year, which is the biggest decrease in 15 years. This is being linked to tightening of employment laws with a specific aim at matching locals to job vacancies first.

The Ministry of Manpower’s launch of the job website My Careers Future this month ties in with this. The tech-savvy website’s focus is on matching jobseekers to jobs based on skills, making it easier to apply for relevant jobs and be more likely to get a response from the prospective employer.

“Today, some jobseekers send out many resumes, not knowing whether there is a good job fit and whether they have the skills employers are looking for. Employers also have a similar problem – they have to sieve through a lot of CVs (curricula vitae), and sometimes it is hit and miss, they may not find who they are looking for,” said Josephine Teo, the Second Minister of Manpower.

It’s a step up from the previous website, Jobs Bank, but it maintains the older website’s purpose. The original site was launched in 2014 as part of the Fair Consideration Framework aimed at boosting employment prospects for Singaporeans. Companies with at least 26 employees with roles making under $12,000 per month had to post the job ads on the portal for at least two weeks before they could apply for an international Employment Pass for the role.

From July this year, the rule will be expanded to include organisations with at least 10 employees and for jobs paying under $15,000 a month.

As expats will probably know, internationals need to have an Employment Pass to work in Singapore – and to be eligible for an Employment Pass, you need a job offer. An Employment Pass is required for any international applicants, so the regulation change may make it a little more difficult to secure jobs.

While this might be bad news for expats with their eye on the Lion City, it does demonstrate a civic integrity and care on Singapore’s part. If a country isn’t willing to support its own citizens, it’s worth considering whether that’s somewhere you’d actually want to move to. A country’s attitude towards ensuring citizens have opportunities for income and self-support can be a good measure of a country’s values.

If you are interested in moving to Singapore, you can visit the Ministry of Manpower’s website to check your eligibility to work with SmArT, an online self assessment tool, or read about working in Singapore as a foreigner.

7 Expat tips for Singapore

Singapore can seem a bit strange for expats making the move for the first time. Here are a few fun facts to keep in mind if culture shock begins to take over.

Insects are a problem and fridges are your friend.

It’s not uncommon to keep things like rice and even cosmetics in the fridge (or at least somewhere out of the reach of insects). It’s a tropical climate, perfect for raising little ant and cockroach families. You’ll need to be careful how you store products to keep the insects away. For some products, a fridge is also a great counter to humidity and heat.

Enjoy some of the world’s cleanest public toilets.

A non-profit called Restroom Association Singapore started in 1998 to advocate clean toilets across the country. They work with the public and private sector to promote the maintenance of public toilets. That’s why you can expect a clean, high-quality bathroom experience in almost any public loo.

Forget Christmas – Chinese New Year is the big festival.

Christmas isn’t a big celebration in Singapore, despite the increasing number of expats from Western areas. Instead, all the excitement and revelry is reserved for Chinese New Year. It starts on the 23rd day of the 12th lunar month of the Chinese calendar and lasts for 23 days. The biggest celebration is the Spring Festival, which takes place on the first day of the new year.

Air con is everywhere.

The humidity in Singapore is extremely high. This can make a 24 degree day, which might be quite pleasant in other areas of the world, a sweaty affair. Luckily almost every building and vehicle you step into will have air conditioning. If you’re walking outside, make like a local and find the route that provides the most shade.

Get your therapeutic gum from the pharmacy.

Just make sure you dispose of it properly, unless you want to risk a fine of around $300. The ideal of a total ban on chewing gum started in 1983, when the Minister for National Development suggested this as a way to stop people gumming up lift buttons and keyholes, and disrupting trains. Yes, train delays were caused by gum stuck over door sensors. From 2004 the ban was reduced. Gum can now be brought prescription-style over pharmacy counters for therapeutic and medicinal purposes.

Acquaint yourself with Feng Shui.

The principles of Feng Shui show themselves throughout this beautiful city, from its design incorporating nature and careful placement of objects, through to interiors of offices, and of course homes. It can be a great way to engage in some local culture while also focusing on making your life simple and aesthetically pleasing.

Try the local food.

Singapore is well known for being an expensive city, but a lot of the local street food is affordable. It’s also incredibly delicious. This is an excellent combination in our opinion.

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If you’re relocating to Singapore, why not take a look at our moving to Singapore guide?

Coping with culture shock

There will be surprises when you move overseas and start settling in. It’s a new country and a new culture. You’re stepping into the unfamiliar, and even those of us who like change are going to feel challenged at times.

Culture shock is a feeling of being disoriented and displaced as you try to learn and adjust to the new society you’ve found yourself immersed in. The experience is different for everyone. The rules you knew have changed, sometimes ever so slightly, but enough to make you conscious of every move you make and every step you take. Moving to Singapore from the Antipodes is likely to be more of a culture shock than moving to Canada, but even if you already know the language – and have maybe visited before – there are going to be some differences to how things are done and how people interact.

Some of the differences will be obvious – like language, dress, religion, and lifestyle. These can be anticipated, although it doesn’t necessarily make it easier to understand and adapt. The subtleties and nuances of cultural norms and cues can be more difficult still – interpreting tone of voice, using appropriate gestures, learning how to act in specific situations with specific people, or ordering the correct coffee for the time of day so you don’t get looked at funny.

If you do find yourself struggling, remember that you’ve just arrived. The people who live here have had their entire lives to learn how this culture and society work.

Tips for coping with culture shock

When you’re moving overseas, these are some things you can do to prepare for and deal with culture shock.

Learn about the country you’re going to

This will give you an idea about what to expect. If there are specific areas you want to know more about – how businesses tend to run, how religion integrates with society, or just what most people wear out at night in Vancouver (it might be more casual than you expect) you can focus on those.

Find some networks to tap into.

This applies before you leave as well as after. It could be friends who’ve made the move, expats who’re already there, or colleagues. Networks are a great source of information about what you can expect and how you could adjust, often drawing on individual’s own experiences. Once you’ve arrived it will get easier to build local networks.

Keep in touch with your family and friends

Just because you’ve moved doesn’t mean everyone left behind has been struck from your life. It’s important to keep familiarity when you’re in unfamiliar territory. Plus, they’ll probably worry if they don’t hear from you.

Remember what you love about your new country.

There will probably be moments when you don’t like anything and wish you’d never got on the plane. Take some notes to remind you what you enjoy about your new home. It could be as simple as a delicious bao you got from a street vendor, or how the people are so friendly. You might also find it entertaining to keep track of some of the cultural differences you notice.

Get involved in something local

Make connections with people who live locally. Don’t be afraid to step out of your comfort zone, although there’s also no need to push yourself (or anyone you’re with) too far too fast.

Learn the local lingo

If it’s a whole new language, start with picking up the basic words. If it’s just another version of a language you already know, there are likely to be unfamiliar expressions and words that mean unexpected things. For example, if you’re moving the from the Antipodes, you wouldn’t call your trousers pants in the UK.

Plan your move before you make it.

Some planning before you go can make your move overseas much simpler. One very simple thing – make sure you have somewhere to stay when you first arrive. Our moving guides are a helpful place to start your planning, and we also have moving checklists that help you plan from 3 months in advance.

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Made the move overseas and have some culture shock tips – or some good stories – of your own? Please share them with us below!